Terms and Conditions

 

 

Effective Date: March 26th, 2026

These Terms and Conditions (“Terms”) govern your use of the website https://providencecapital.net/, operated by Providence Capital Company.

By accessing or using this Website, you agree to be bound by these Terms.

1. Use of the Website

You agree to use this Website only for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use of the Website.

2. No Financial or Legal Advice

The information provided on this Website is for informational purposes only and does not constitute:

  • Financial advice
  • Investment advice
  • Legal advice


You should consult with qualified professionals before making any financial or legal decisions.

3. Business Overview & Regulatory Disclosure

Providence Capital, is a licensed lender under the California Financing Law, License No. 60DBO-201651. Loans made or arranged pursuant to a California Financing Law license.

Nothing on this Website constitutes an offer to lend or provide financial services where prohibited by law.

4. Intellectual Property

All content on this Website—including text, graphics, logos, and design—is the property of Providence Capital and is protected by applicable intellectual property laws.

You may not reproduce, distribute, or exploit any content without prior written permission.

5. Third-Party Links

This Website may contain links to third-party websites. We are not responsible for the content, policies, or practices of any third-party sites.

6. Disclaimer of Warranties

This Website is provided on an “as-is” and “as-available” basis.

We make no warranties, express or implied, regarding:

  • Accuracy of information
  • Availability of the Website
  • Reliability or completeness of content

7. Limitation of Liability

To the fullest extent permitted by law, Providence Capital shall not be liable for any damages arising out of or related to your use of the Website.

8. Indemnification

You agree to indemnify and hold harmless Providence Capital from any claims, damages, or expenses arising from your use of the Website or violation of these Terms.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California.

10. Changes to These Terms

We reserve the right to update these Terms at any time. Continued use of the Website constitutes acceptance of any changes.

11. SMS Terms & Conditions

SMS Consent Communication:

The information (Phone Numbers) obtained as part of the SMS consent process will not be shared .with third parties for marketing purposes.

Types of SMS Communications:

If you have consented to receive text messages from Providence Capital, you may receive messages related to the following:

  • Marketing

Example: Hello, this is Brandon and I wanted to share our current promotions for the month. You can reply to STOP to opt out of SMS messaging from Providence Capital at any time

Message Frequency:

Message frequency may vary. You may receive up to 2 SMS messages per week regarding your appointments or account status.

Potential Fees for SMS Messaging:

Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.

Opt-In Method:

You may opt in to receive SMS messages from Providence Capital in the following ways:

  • By submitting an online form on the website

Opt-Out Method

You can opt out of receiving SMS messages at any time. To do so, simply reply “STOP” to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.

Help:

If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at https://providencecapital.net/contact-us/

Additional Options:

  • If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.

Standard Messaging Disclosures:

  • Message and data rates may apply
  • You can opt out at any time by texting “STOP.”
  • For assistance, text “HELP” or visit our Privacy Policy and Terms & Conditions pages
  • Message frequency may vary

12. Contact Information

Providence Capital

1273 Bonnet Way
Torrance, CA 90502

Phone: 424-352-3464

Email: info@providencecapital.net